All UToledo students are required to have health insurance. The University of Toledo has partnered with Anthem Student Advantage to provide students with medical and prescription drug coverage for the 2024-25 academic year.
UToledo automatically enrolls the following students in the student health insurance plan and assesses a fee to your student account:
You may waive the health insurance coverage if you have coverage under another qualifying plan as long as you submit your waiver by the deadline. Qualifying plans must be filed and approved in the U.S. and be ACA compliant.
If you don’t waive the insurance by the deadline, you will be enrolled in UToledo’s student medical and prescription drug insurance plan.
This student health insurance plan enrollment model is a best practice in Ohio. It has allowed UToledo to negotiate lower premiums with Anthem Student Advantage.
Degree-seeking domestic students taking less than 6 credit hours per term and eligible dependents of all enrolled students may voluntarily enroll in the student health insurance plan directly with Anthem Student Advantage.
The student health plan administered by Anthem Student Advantage provides access to nationwide providers and in the area surrounding UToledo, including the University of Toledo Medical Center, University Health Center and the Student Health and Wellness Center on Health Science Campus.
UToledo also offers students and their dependents dental and vision insurance plans.
2024-25 Student Medical and Prescription Drug Insurance Premiums
Semester:
Fall
Spring/Summer
Summer Only*
Full Year**
Coverage Begins:
Aug. 11, 2024
Jan. 1, 2025
May 12, 2025
Aug. 11, 2024
Coverage Ends:
Dec. 31, 2024
Aug. 10, 2025
Aug. 10, 2025
Aug. 10, 2025
Student
$898
$1,394
$546
$2,292
Student & 1 Dependent
$1,796
$2,788
$1,093
$4,584
Student & 2+ Dependents
$2,694
$4,182
$1,639
$6,876
Subject to filing approval by the Ohio Department of Insurance.
*Summer only premium is available only for UToledo students newly enrolled for summer 2025.
**Students must enroll in both fall and spring/summer semesters to have coverage for the full year.
For questions about the student health insurance plan, call Anthem Student Advantage at 844.412.0752.
2024-25 Student Dental Insurance Premium
Coverage Period:
Aug. 11, 2024 – Aug. 10, 2025
Student
$252
Student & 1 Dependent
$508
Student & 2+ Dependents
$1,131
Subject to filing approval by the Ohio Department of Insurance.
Students may enroll in the dental plan during the fall or spring open enrollment periods, but the premium will remain the same (not subject to proration).
